Diversity Awareness Links

The Missouri Association of REALTORS® is committed to promoting diversity in the real estate industry.

Here are some links to help you spread the message of diversity with your clients and coworkers.  Click on a topic (below) to get started:

General
Affordable Housing
Resources for Clients
Community Initiatives
Consumer Protection
Credit Reporting
Housing Counseling and Education
Resources for Lenders
Baseline Data on Average Mortgage Rates
Resources for Veterans
Resources for Equal Housing Opportunities / Discrimination
Resources for Those with Disabilities
Resources for Seniors

General
Missouri Inclusive Housing Development
MoHomePrograms
NAR Equal Opportunity and Cultural Diversity Program
Missouri Housing Development Commission (MHDC)
North East Community Action Corporation (NECAC)
Community Living
St. Charles County Association of REALTORS®
St. Charles property database
Community Council of St. Charles
St. Louis County, MO
City of St. Peters, MO
Metropolitan St. Louis Equal Housing Opportunity Council
St. Louis Association of Real Estate Professionals
First Preston
P.R.I.D.E. of Missouri
Beyond Housing
Better Family Life

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Affordable Housing
Affordable housing information
Consumer Website with government refinance and modification programs
Development, finance, management and preservation of affordable housing
National Housing Conference
Housing policies data
National low income housing coalition
Available rentals
More available rentals
Manufactured Housing institute website

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Resources for Clients
Source of housing, economic, demographic, and geographic data
The State of the Nation’s Housing Report
Wage information and housing affordability database
Downloadable report comparing wages and rents across the US
Portal for research and statistics collected by NAR’s research department

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Community Initiatives
NAR’s Housing Opportunity Program
NAR’s Smart Growth Program
Realtor Magazine online
“On Common Ground”
NAR’s State Issues Tracker database (NAR member Login required)
NAR’s EAH Class Web page
NAR’s REALTOR® Action Center
Employer Assisted Housing search
Community Land Trusts
Energy Conservation
Green affordable housing
Affordable housing communities

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Consumer Protection
Fair Housing Information
General Financing Information
Fair Housing and Predatory Lending search
Freddie Mac predatory lending information
Scam alerts
Treasury Department information on scams and resources
HUD page on avoiding foreclosure and finding foreclosure counseling
HOPE Hotline (888-995-HOPE) free counseling and information to borrowers concerned about their mortgage.

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Credit Reporting
Equifax
Transunion
Experian
Annual Credit Report
FICO credit score system, reports and other services

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Housing Counseling and Education
Housing Counselor
More Housing Counselors
NeighborWorks® America – counselors
Find a Housing Counselor (NACA)
National Industry Standards for Homeownership Education and Counseling
Financial literacy information
Credit Counselor
US Government site on saving and managing money
Tax issues and benefits information and education
IRS Form 5405 to monetize the homebuyer tax credit

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Resources for Lenders
Fannie Mae corporate
Fannie Mae business
Fannie Mae site dealing with REOs, foreclosures, etc.
Freddie Mac corporate
HUD
Veteran Administration home loan programs
USDA Rural Development program
Federal Home Loan Banks
Federal Reserve Banks
National Council of State Housing Agencies

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Sources for Baseline Data on Average Mortgage Rates
National average mortgage rate daily and points in the top 10 markets
National average mortgage rate from a weekly market survey (search)
Published national mortgage rates weekly
Instant online interest rate comparisons

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Resources for Veterans
Heroes Welcome Home
Wounded Warrior Project
Military Veterans
Hire Veterans First
V A Careers
V A Housing Federal Issue Information

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Resources for Equal Housing Opportunities / Discrimination
National Fair Housing Alliance
Fair Housing Enforcement Agencies
Accessible Home Modifications and Centers for Independent Living
National Fair Housing Organizations and Resources

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Resources for Those with Disabilities
Developmental Disabilities Resource Board
Barrier Free Living
Dwyer ADA kitchens
Federal Governments’ Disability
Open Sesame – remote controlled doors
State of Missouri: Assistive Technology

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Resources for Seniors
AARP Missouri
AARP Aging in Place
Age Match
Age In Place.com
Aging in Place Initiative
American Association of Homes and Services for the Aging (AAHSA)
American Seniors Housing Association (ASHA)
Center for Universal Design
Certified Aging in Place Specialist (CAPS) – National Association of Home Builders
Commission on Accreditation of Rehabilitation Facilities - Continuing Care Accreditation Commission
Consumer Credit Counseling Service of Atlanta
Eldercare Locator
Federal Interagency Forum on Aging
Financial Freedom Reverse Mortgage Specialist
HECM Resources
HelpGuide.org
HUD National HECM Network
Missouri RX Plan
Money Management International
National Adult Day Services Association
National Aging in Place Council
National Association of Senior Move Managers
National Center on Elder Abuse
National Council on Aging (NCOA)
National Foundation for Credit Counseling
National Older Driver Research and Training Center
National Pace Association
National Resource Center on Supportive Housing and Home Modification
National Reverse Mortgage Lenders Association
National Senior Citizens Law Center
Neighbor Works America Aging in Place
Neighbor Works Center for Homeownership Education and Counseling
The New Old Age
Raising Your Grandchildren
Retired Brains
Reverse Mortgage Advisor
Reverse Mortgage Guides
Senior Friend Finder
Senior Job Bank
Senior List
Senior Match
Seniors Real Estate Specialist Consumer Website
Silver Planet
U.S. Census Bureau
U.S. Department of Health and Human Services, Administration on Aging
U.S. Department of Health and Human Services, Centers for Medicare and Medicaid Services
U.S. Government Accountability Office
U.S. National Institutes of Health, National Institute on Aging
Volunteer Match
Weill Medical College of Cornell University, Environmental Geriatrics

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